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Insurance Claims Clerks

Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.

U.S. Workers

229,070

Median Salary

$48,450

10-Year Growth

-3.7%

Annual Openings

20,300

Typical entry: High school diploma or equivalent

Minimal RiskImminent Risk86%HIGH

11 of 11 tasks have some AI capability

Exposure Trend

Mar86.16%Apr86.16%May86.16%Jun86.16%

This score reflects estimated AI technical capability for tasks in this occupation. It does not predict employment changes, and it does not account for company-specific constraints, regulation, or adoption barriers.

Fully Automatable (8)

AI could handle these end-to-end

Prepare insurance claim forms or related documents and review them for completeness.

AI: Fully automatable - AI and rule-based systems can produce claim forms and perform completeness checks, though escalation may be needed for ambiguous cases.

imp: 4.8

Enter claims information into database systems.

AI: Fully automatable - OCR, NLP, and RPA systems can extract and enter claims data into databases with high accuracy in standard cases.

imp: 4.8

Calculate amount of claim.

AI: Fully automatable - Calculating claim amounts given policy rules and inputs is a deterministic, automatable task that AI systems can perform.

imp: 4.6

Post or attach information to claim file.

AI: Fully automatable - Attaching or posting information to digital claim files is a routine, rule-based document-management task that can be fully automated via AI document understanding plus RPA/API integrations.

imp: 4.6

Transmit claims for payment or further investigation.

AI: Fully automatable - Transmitting claims for payment or escalation follows deterministic workflows and standardized formats, which AI systems and automation pipelines can reliably execute end-to-end.

imp: 4.6

Organize or work with detailed office or warehouse records, using computers to enter, access, search or retrieve data.

AI: Fully automatable - Data entry, indexing, search and retrieval of office or warehouse records are highly structured tasks that current AI plus RPA and database tools can fully automate.

imp: 4.4

Provide customer service, such as limited instructions on proceeding with claims or referrals to auto repair facilities or local contractors.

AI: Fully automatable - Providing limited procedural instructions and referrals is well within the capabilities of chatbots and integrated knowledgebases, enabling reliable full automation for routine queries.

imp: 4.4

Apply insurance rating systems.

AI: Fully automatable - Applying rating algorithms and systems is an explicit, rule- or model-driven computation that AI and software can perform fully and consistently.

imp: 3.5

Human in the Loop (3)

AI could assist, human oversight required

Pay small claims.

AI: Partial - Execution of standardized small payments can be automated technically, but compliance, fraud controls, and authorization policies frequently require human oversight, so automation is partial.

imp: 4.7

Contact insured or other involved persons to obtain missing information.

AI: Partial - Automated outreach (email, SMS, voice bots) can obtain routine missing data, but complex, sensitive, identity-verified, or adversarial interactions still require human involvement.

imp: 4.5

Review insurance policy to determine coverage.

AI: Partial - AI can parse policies and make preliminary coverage determinations for clear-cut cases, but ambiguous language, complex exclusions, and legal judgment often need human review.

imp: 4.5

Skills for this role (35)

Active ListeningCoreReading ComprehensionCoreSpeakingCoreCritical ThinkingCoreWritingCoreService OrientationCoreSocial PerceptivenessCoreTime ManagementUsefulMathematicsUsefulActive LearningUseful
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