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Insurance Appraisers, Auto Damage

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

U.S. Workers

7,790

Median Salary

$76,650

10-Year Growth

-8.2%

Annual Openings

500

Typical entry: Postsecondary nondegree award

Minimal RiskImminent Risk79%HIGH

7 of 7 tasks have some AI capability

Exposure Trend

Mar79.27%Apr79.27%May79.27%Jun79.27%

This score reflects estimated AI technical capability for tasks in this occupation. It does not predict employment changes, and it does not account for company-specific constraints, regulation, or adoption barriers.

Fully Automatable (4)

AI could handle these end-to-end

Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.

AI: Fully automatable - AI can combine repair-cost estimates, market-value data and business rules to reliably recommend repair versus total-loss decisions and is already used for automated total-loss calculations.

imp: 4.7

Prepare insurance forms to indicate repair cost estimates and recommendations.

AI: Fully automatable - Preparing insurance forms from estimates and recommendations is routine data-population and document-generation work that AI can fully automate given structured inputs.

imp: 4.7

Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.

AI: Fully automatable - AI can use labor-time guides, parts price databases, and repair knowledge to produce detailed parts-and-labor estimates, subject to limits when hidden damage is present.

imp: 4.7

Determine salvage value on total-loss vehicle.

AI: Fully automatable - AI can compute salvage values reliably by analyzing historical salvage sales, parts demand, and scrap pricing and integrating market data and valuation models.

imp: 4.1

Human in the Loop (3)

AI could assist, human oversight required

Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.

AI: Partial - AI can generate and communicate negotiated estimates and counteroffers and may automate much of the back-and-forth, but securing final shop agreement often requires human negotiation, sign-off, or local business practices that limit full automation.

imp: 4.7

Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.

AI: Partial - AI can analyze photos, videos, and telematics to identify many types of damage, but cannot fully replace hands-on mechanical and electrical diagnostics that require physical testing and inspection.

imp: 4.7

Arrange to have damage appraised by another appraiser to resolve disagreement with shop on repair cost.

AI: Partial - AI can draft communications, identify and recommend independent appraisers, and coordinate scheduling, but cannot fully perform or legally authorize the hands‑on appraisal and final negotiation without human oversight.

imp: 3.4

Skills for this role (35)

SpeakingCoreWritingCoreReading ComprehensionCoreActive ListeningCoreCritical ThinkingCoreTime ManagementCoreJudgment and Decision MakingCoreService OrientationCoreSocial PerceptivenessCorePersuasionUseful
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