Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.
U.S. Workers
11,960
Median Salary
$49,130
10-Year Growth
-6.2%
Annual Openings
1,000
Typical entry: High school diploma or equivalent
7 of 7 tasks have some AI capability
Exposure Trend
This score reflects estimated AI technical capability for tasks in this occupation. It does not predict employment changes, and it does not account for company-specific constraints, regulation, or adoption barriers.
Compile and analyze credit information gathered by investigation.
AI: Fully automatable - AI systems can compile disparate credit data and perform quantitative analyses and scoring automatically.
Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
AI: Fully automatable - With proper authorization and API access, automated systems can query and exchange information with banks and credit bureaus.
Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
AI: Fully automatable - Automated searches of digitized city directories and public-record databases can verify ownership, bankruptcies, liens, and tax records end-to-end where records are available electronically.
Prepare reports of findings and recommendations, using typewriters or computers.
AI: Fully automatable - Report drafting and recommendation generation can be fully automated by templates and AI models that synthesize findings.
Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
AI: Partial - Automated outreach can verify basic employment details, but nuanced reference checks and sensitive personal inquiries usually require human judgment and compliance oversight.
Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
AI: Partial - Voicebots and online forms can collect routine applicant data, but complex interviews requiring judgment and rapport still need humans.
Relay credit report information to subscribers by mail or by telephone.
AI: Partial - AI can generate and deliver credit report content via automated calls and mail-fulfillment services, but identity verification and regulatory/privacy safeguards typically require human oversight.